HomeMy WebLinkAboutCUPE Benefit Summary.pdfC.U.P.E. STAFF BENEFITS
HOURLY SALARY RANGE (Effective April 1, 2012)
$ $ $ $
VACATION SCHEDULE
Calendar Year Days Vacation
1 1.25 days per month (pro-rated as per
Article 16.01 of Collective Agreement)
2 to 7 15
8 to 12 20
13 to 19 25
20 + 30
MEDICAL SERVICES PLAN – commences 1st day of calendar month following 3 months of continuous employment
• Basic Provincial Medical and Surgical coverage
• 75% of the premium is paid by the employer
DENTAL PLAN – commences 1st day of calendar month following 3 months of continuous employment
• Covers 100% of plan A - Routine Treatment - which includes: preventative services, x-rays, extractions,
fillings, root canals, and treatment of gums.
• Covers 70% of plan B - Major Treatment - which includes: crowns and bridges, onlays and inlays, and partial
or complete dentures.
• Covers 50% of Plan C - Orthodontics – lifetime max. of $3000 per dependent
• Combined Plan A & B expenses are covered to a maximum of $2000 per dependent each calendar year
• Eligible dependents are covered to age 21 (or to age 25 if they are full-time students).
• 75% of the premium is paid by the employer
LIFE INSURANCE – commences 1st day of calendar month following 3 months of continuous employment
• Coverage is 2X annual salary to a maximum of $400,000.
• 75% of the premium is paid by the employer
Please initial _________
EXTENDED HEALTH BENEFITS – commences 1st day of calendar month following 3 months of continuous employment
• Includes: vision care to $400 every two years; hearing aids to $400 every two years; out-of-country care
expenses; prescription coverage; and the additional limited coverage for the services of a: psychologist,
speech therapist, chiropractor, naturopath, optometrist, physiotherapist, and podiatrist.
• Expenses are subject to a $100 annual deductible and are reimbursed at 80% of the first $1000, and
100% thereafter.
• Eligible dependents are covered to age 21 (or to age 25 if they are full-time students).
• 80% of the premium is paid by the employer
• Direct payment card
ACCIDENTAL DEATH AND DISMEMBERMENT – commences first 1st day of calendar month following 3 months of
continuous employment
• Coverage for loss of life as the result of an accident in the amount of the life insurance. Defined coverage
for other specific losses/dismemberment resulting from an accident.
• 75% of the premium is paid by the employer
LONG TERM DISABILITY PLAN – commences first 1st day of calendar month following 3 months of continuous
employment
Coverage to replace income lost because of a lengthy disability due to illness or injury.
After a six month waiting period, benefit entitlement is 70% of the first $3000 of monthly earnings plus,
50% of the remainder to a maximum of $10,000 per month
100% of the premium is paid by the employee
SICK LEAVE
• Earned at the rate of 1 1/2 days for each month of service. May be accumulated to a maximum of 250
days.
PENSION PLAN–commences after three months. If already enrolled commences immediately .
• Provisions are granted in accordance with the Public Sector Pension Plans Act.
• A defined benefit pension for which the employer pays approximately 10.38% of regular earnings and the
employee pays approximately 8.5% in contributions to the years maximum pensionable earnings then
10.00% to the end of the year.
• Pension amount is 2% for each year of pensionable service, up to 70% (including CPP benefits) of the
average annual salary earned in the highest five earning years before retirement.
SERVICE SEVERANCE PAY
• Employees who retire (as defined by the Superannuation Pension Act) with a minimum of ten (10) years of
service with the Employer, shall be paid twenty (20) days pay upon retirement.
Please initial _______